When it comes to renovation projects, your patio or deck may be one of the last things on your mind. After all, unless it’s in dire need of repair, it’s probably not the first thing that guests see when they come over. However, if you’re thinking about putting your house on the market, or you simply want to enjoy your outdoor space to the fullest, then it may be time to consider a patio or deck renovation.

Before you begin, it’s important to consider your budget and your goals for the renovation. There are a number of ways to renovate your patio or deck, and the best approach will depend on the condition of the existing structure, your budget, and your personal preferences. Once you have a clear idea of what you want to achieve, you can begin planning your project and selecting the right contractor for the job.

Three important things to keep in mind!

First, think about function. What do you want to use your patio or deck for? Is it simply a place to relax and enjoy the outdoors, or do you want to entertain guests? If you entertain often, then you’ll want to make sure that your patio or deck is large enough to accommodate your guests comfortably. You may also want to consider features such as an outdoor kitchen or bar area. Once you’ve decided on the function of your patio or deck, you can start planning the renovation. This will include deciding on materials, furniture, and other features. With a little planning, you can create an outdoor space that is both beautiful and functional.

Second, take aesthetics into consideration. Your patio or deck should complement the style of your home. If you have a modern home, then a sleek and simple deck or patio would be a good choice. If your home is more traditional, then you might opt for a brick patio with ornate detailing. Whatever style you choose, make sure it is in keeping with the overall look of your property. A well-designed patio or deck can increase both the value and the curb appeal of your home.

Finally, don’t forget about maintenance. Depending on the material, this can range from a simple cleaning to more extensive renovation work. For example, wooden decks will require annual sealing and staining to protect them from the elements. Concrete patios can also be prone to cracking, so it’s important to inspect them regularly and repair any damage as soon as possible.

By contrast, materials like composite decking are designed to be low-maintenance, meaning you’ll spend less time and money keeping them in good condition. Ultimately, the type of maintenance required should be factored into your decision when choosing a material for your patio or deck. Be sure to choose a material that suits your lifestyle and budget.

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While it’s tempting to start planning your renovation project as soon as possible, it’s important to take the time to consider all of your options. With these three things in mind, you’re well on your way to planning the perfect patio or deck renovation for your home. Just remember to take your time and consult with a professional before making any final decisions. With a little planning and forethought, you can easily create the outdoor space of your dreams.

Contact Promodeling Inc. today to learn more about our services and how we can help you get the most out of your San Diego patio and deck renovations. For more information, call 888-222-8553 or send us an email at info@promodeling.flywheelsites.com.

Tenant Office Improvements or Full Tenant Renovations?

San Diego is a city that is always evolving, and businesses must do what they can to keep up with the latest trends. However, commercial renovations can be a costly and time-consuming endeavor. For business owners who want to get the most out of their investment, tenant improvements are the way to go!

Tenant improvements involve making changes to an existing space to better suit the tenant’s needs. This can include anything from adding new fixtures and finishes, or bathroom additions, to reconfiguring the layout of the space. Not only do tenant improvements allow businesses to customize their space to better match their brand, but they can also be completed much quicker and at a lower cost than a full renovation.

In today’s competitive market, businesses need to do everything they can to stay relevant and appealing to customers. Tenant improvements are the perfect solution for businesses that are looking for a fresh start without breaking the bank. As well, they can look forward to a high return of investment.

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Here are five reasons why tenant improvements are the way to go:

1. Tenant improvements are typically less expensive than full-fledged renovations. This is because businesses can work with their existing infrastructure and simply make cosmetic changes, rather than gutting the space and starting from scratch. In addition, many businesses are eligible for tax breaks when they make improvements to their space, further reducing the cost.

2. Tenant improvements can be completed relatively quickly. In most cases, the work can be completed in just a few weeks. And, with a little planning, businesses can minimize the impact of construction on their day-to-day operations by scheduling work during off-hours or in phases to minimize disruptions. This is ideal for businesses wanting to get back to business as soon as possible.

3. The improvements made will be tailored specifically to the business’s needs. Any business owner knows that first impressions are important. When potential customers enter your office or store, you want to make sure that they see a well-organized and professional space. Unfortunately, many businesses are faced with the challenge of making do with less-than-ideal spaces. By tailoring the improvements to the specific needs of the business, a commercial remodel can help to create a space that is both functional and stylish, and is consistent with the business’s brand. This ensures that the space is being used in the most efficient way possible and that all of the business’s needs are being met.

4. Tenant improvements generally have a longer lifespan than traditional renovations. This means that businesses can enjoy their updated space for years to come without having to worry about making additional changes. Since they don’t require major structural changes, they’re less likely to cause long-term damage to the property. As a result, tenant improvements can provide a much higher return on investment.

5. Finally, tenant improvements can add value to a property, making it a wise investment for businesses looking to update their space. By making additions or changes that are specific to the needs of the tenant, the property owner can increase the likelihood of attracting high-quality tenants and retaining them for the long term. In addition, well-executed tenant improvements can add resale value to a property, making it an attractive investment for future buyers.

If you are a business owner in the market for some new office space, or if you are simply looking to renovate your current workspace, be sure to consider all of the benefits that come with tenant improvements. By working with a professional contractor, you can create a space that is perfect for your needs and helps to improve your bottom line.

Contact Promodeling Inc. today to learn more about our services and how we can help you get the most out of your San Diego tenant improvements. For more information, call 888-222-8553 or visit Promodelinginc.com. To see what we can offer and deliver visit: San Diego Tenant Improvements

How can you make your exterior space shine and more attractive? Add some warm color to your walls! While it comes to exterior painting in the San Francisco Bay Area we are the only company that built strong reputation and loyalty since years. We’re all tempted and stand in the paint aisle! It seems to be so inspiring and infinitely achievable. We make the best use of your time and have the proper materials, the skills, and the experience. So, why hire ordinary contractors? We’ve got five top reasons why you should hire our professional exterior painting in the San Francisco Bay Area!

Exterior painting seems like a skill easily mastered, but in reality, it takes time! Hiring our quality exterior painting in the San Francisco Bay Area gives you immediate access to years of experience and skill. From evaluating the existing exterior condition of your home or commercial space to preparation until finishing, we do everything at its best. We always focus on the excellent quality work on every project. We are also committed offering each of our clients the highest standard service and lasting result.

Proper preparation of exterior painting surface and its makeover is critical. Perhaps it will determine the success with different paint application and finishing touches. We have the best craftspeople that bring enough the amount of light reflected off the paint’s surface. When starting your exterior surface painting projects, we meticulously inspect your walls from paint chipping, peeling, mildew or other imperfections. We also focus on removing dirt and old paint to clear the painting surface. Our dedicated exterior painting in the San Francisco Bay Area is ready-to-paint exterior walls that make a huge impact when the project is finished.

Having a nicely done exterior paint is a big task! But we work hard ensuring everything is prepared accordingly. To create an ideal surface we seal all cracks. We also gently sand any surface imperfections after doing so to create a smooth surface. We genuinely offer full-service painting for a variety of projects we handle. Again, we work with a goal to achieve our client’s vision turn into reality! It will create a lasting and high-quality result and make you feel top for your house painting project.

Finding the best exterior painting in the San Francisco Bay Area could be a task on its own. You should know the specific features of an exterior painting service provider before finalizing. We complied with all the necessary needs and have skill, expertise, and passion for painting and restoration projects. We are highly trained with the latest technological equipment, methods, and safety measures. Additionally, our exterior painting service is backed up by years of experience and countless satisfied customers.

As a reputed exterior painting contractor in the San Francisco Bay Area, we provide excellent painting solutions. We take pride in each part of our work and focus on delivering great services that are going to last for years to come. We are also backed by a highly trained and well-experienced painting team. Furthermore, we’re well equipped with the latest methodology, tools, and its implementation. We also keep special attention with details and take a client-centric approach to achieve a unique look in each of our exterior painting projects.

With impeccable attention to detail and expertise, we grow our painting business faster and stronger each year. Our quality service and highly experienced technicians make our clients happy and satisfied. If you’re looking for remodeling and renovation service in San Francisco Bay Area, we are the right company for your job.

2018 has been quite an unpredictable year so far for remodeling and building industry, and the unpredictably has swept in everything from painting, and additions to material selection for flooring and ceiling. From materials to tones, the home interior trends have seen a significant transformation from the past years.

The power of technology and social media has quickened the adoption of latest trends among homeowners. If you are planning a home remodeling, you need to be aware of the latest residential trends that are happening around you. Whether you are replacing the floor of one room or are repainting and overhauling the complete house, it is important to follow the latest trends to ensure that your home is ready for the coming years and trends.

As the spring and summer are the seasons for home remodeling and home improvement, ProModeling Inc. has curated a list of effective tips to remodel your home in 2018.

1-    Terracotta

The Terracotta tiles are back with a bang but with an unusual twist. Unlike the previous years when these were used as borders or for the raw finish touch in garage, the terracotta tiles are now used in feature walls around the room, bathroom or exterior.

The warm color of the terracotta is used to accentuate the room and renders a unique and rustic character to space. Along with the terracotta tiles, the earthly tones are becoming preferred paint colors and textures for various spaces including bedroom walls, pillars, and even for cabinetry. Earthly shades of terracotta and ochre are making rounds among homeowners, and it seems like that these will dominate the upcoming home remodeling trends as well.

2-    Cork

Cork has made a comeback in 2018. With its aesthetically pleasing appearance in the feature walls or as a base material in the floor, cork controls the noise level in the open style homes. Also, the trend of sustainable and green material has taken over and the cork is the perfect example of reusable green material.

Cork’s natural tone and wooden texture make it a perfect fit for these seasons’ stylish and modernistic living. Cork flooring is also becoming a design element in the homes because of its classic appearance. Apart from this, if you are looking for floor replacements in a budget, cork is a cost-effective flooring material.

So, in the homes, cork is becoming a popular material to cover the walls or to design modernistic floors.

3-    Dark Green

In 2018, the one of the most talked about trend is sustainability and environmental rating. So, the trend of green homes has reached to all of the spaces in homes. The tones of dark green are becoming must-to-have in the home when you hire the remodeling experts.

Coupled with brass and natural materials and as an accent in the room and furniture, the dark green enhances the greenness of homes in the literal sense. The dark green color in the walls and spaces is quickly replacing the dark blue or navy of the previous years.

4-     The Silent Corner

Overwhelmed by the technological buzz, the experts are reinventing spaces with a calm hush. The homes with escape nooks and corners are becoming popular where you can have a sense of relief from the sensory overload caused by excessive screen exposure.

The corners away from the screens and bathed in sunlight are becoming the focus of designer’s artistry. So, if you have a left out or negligent space in your home which is still screen-free, it is time to make it alive with remodeling or you can undertake additions in the home.

5-    Play with Textures

While the textures have become outdated in the kitchen, they have made a place in overall home including room, bathroom and lounge. From the upholstery to the walls and other surfaces, the textures are the newest trend in home remodeling.

Whether you want textured tiles with a matt finish, a textured cushion for your sofa or textured wall, it is time to get creative and play with textures.

7-    Replicating Nature in Floors

Wood remains the top flooring material in 2018. If you are tired of your floors and are thinking to replace them, hard floor materials are the newest trend.

Be it wood or natural stones, the designers and homeowners are trying to replicate the natural textures and colors in the material, giving it a distinct natural character. However, the simple one-color floors have become outdated and are increasingly replaced by variety.

So, a patterned floor or a simple floor complemented by rich carpet can help you upgrade your home according to the hottest trends.

8-   Homeowners Insurance

An overview of home insurance, finding the right type and level of coverage to safeguard your home and belongings against the unexpected or home renovation.

More Info: Consumers Advocate: Home Insurance

Kitchens are one of the most used spaces in a home. From preparing meals and eating to evening study, the kitchen is a multifunctional space buzzing with activity almost all day.

A few decades back, the kitchen was the hidden corner of the house and was planned only with functionality in mind. But, things have changed in these years and creativity, style and luxury have become as much a part of kitchen design as any other part of the house if not more.

Therefore, kitchen remodeling has become an investment that not only pays off regarding the improved quality of life and comfort, but it also adds value to your property. Even if you plan to sell your home in few years, you will find buyers who are interested in modern kitchen design and layout.

That being said, it is important to have your kitchen remodeled for the future. If you are planning to remodel your kitchen in 2018, you must keep an eye on the latest trends that dominate 2018 and beyond.

For the convenience of homeowners, we have a compiled a list of latest trends in kitchen designs to choose the right style, material, and layout for your kitchen.

1-    Choose Matt Black Finishes  

We all know the pristine white kitchens in the past where everything from the tiles to the appliances was covered in white and glossy surfaces.

Guess what? It is now rapidly replaced. While dark colors are getting in style again, black is taking over the kitchen world. You will see a flux of matte-black hardware and appliances in the market. Be it kitchen faucet, tiles or a refrigerator; you will find various black options in designs and models.

Black is also sweeping in the cabinetry and countertops as it is a color that works with almost all other colors and materials. In some of the kitchens, black backsplashes are also witnessed.

2-    Make Your Kitchen Green and Environmental-Friendly

We have heard about kitchen gardens where the people grow their vegetables and fruits in their garden for self-consumption. But, this greening trend is not limited only to the outside of the kitchen. Green is making rounds in kitchen designing with designers choosing a darker shade of greens in the cabinetry, faucets or other hardware.

The green is also becoming a popular color in backsplashes combined with light colored cabinets.

Another of the greening trend is to decorate live plants in the kitchen. You can buy indoor plants that you can hang with the ceiling or can display at the open shelves.

3-    Concrete as A Complete Remodeling Material

We all are aware of the popularity of concrete as the flooring material in the kitchen. Concrete is highly customizable, flexible and durable which makes it an evergreen material for all kinds of projects including the kitchen. Along with this, concrete is an affordable material.

But in 2018, the usability of concrete is not limited to the floors only. With its endless possibilities in design and texture, concrete is also used in stylish countertops, walls and cabinets. Seamless concrete countertops in different designs and textures have become the trend that is going to last for coming years.

If you are planning a kitchen remodeling on the budget, then opting for concrete is the most cost-effective option. However, make sure that you use light textures and light-colored paints with the concrete. Otherwise, it may give an appearance of the prison.

4-    Choose Simple Designing With Less Details

Even though the oak trend and communal dining table of the 1980s and 1990s are back, there is a difference in those styles and the latest trends.

The kitchens are becoming simple and elegant with little details as compared to in the past. In the 1980s, wood was heavily carved and patterned, but now, the cabinets and shelves are plain with minimum details. The smooth, clean and flat surfaces are preferred over overly ornamented surfaces.

The dining table or eating area is kept simple with no unwanted details to crowd the view. Even the pillows and cushions are vanishing from the kitchen seating or are completely simple.

5-    Building a Hidden Kitchen Hood

Kitchen hoods were often dealt as the focal point of the space in the past. The hoods are adorned, with a distinct finishing that makes it stand out from the other elements of the space.

But, guess what? If you are remodeling in 2018, you do not need to worry about it. The latest trend calls for subtle and expertly hidden hoods that are there to perform their work but are not exposed for view. In the latest kitchen trends, hoods are blended with the rest of wall finishes creating a seamless experience for the eye.

So, whether you are installing tiles or working on paints, you will need to choose the same color and texture for the hood.

6-    Make Built-in Sink 

Sinks are an essential part of the kitchen and receive significant creative attention in almost all kitchen styles. Made up of different materials such as stainless steel, marble or ceramic tiles, sinks are often superimposed on the countertops.

But, the trend has changed now. The latest trend calls for the built-in sink which forms a seamless design with the countertops. Sinks are also built with the same material as that of countertop which creates a smooth surface without any visual breaks. Complemented with stylish and long faucets, these built-in sink gives a simple and uncluttered appearance to your kitchen.

7-    Open Shelves

Open shelves are also making their way to the kitchen trends in 2018. The open shelves have appeared on various home improvement magazines for their classy look but tough maintenance. Open shelves are a perfect place to show off your crockery, display decoration items, and store important things.

But, these shelves are messy to maintain as these require regular cleaning and organization to avoid a sense of clutter and dirt. These open shelves can also be used to show greenery and place your plants, and they also make space look more spacious and open.

When you are remodeling your kitchen, make sure that you design enough space for the storage. Make separate compartments for groceries to help you organize.

8-    Kitchen Lighting

Lastly, kitchen lighting is as much important in designing and planning kitchen as other aspects. Along with ample ambient lighting, the pendant lights or accent lights are trending. The pendant lights hanging on the countertops and above the dining area can enhance the character of the space, giving it a creative and unique depth.

So, when you are remodeling your kitchen, take time and budget to decide the most suitable lighting.  

April is the season of many joys.

From the sunshine, spring and beach days to tax refunds, many good things are in-store for everyone. As the tax refunds roll in, people start planning what to do with their refund money. While many choose to use it on a new phone, tablet or a vacation, some of the prudent homeowners are waiting for it to get their home remodeling game up.

According to Federal Bureau of Revenue, an average tax return in the year 2017 was $2782. Even though tax refunds are hardly sizeable enough to fund large-scale home improvements or major remodeling projects, these can be sufficient to get started by paying down payment for home remodeling loan or by undertaking the relatively cheaper repairs and remodels.

Spending your tax refund money on the home improvements can put it to good use as it can enhance your comfort, convenience, and quality of life. So, if you want to use your tax refund money for investment, here are eight ways to invest in home remodeling to secure good return.

Tax Return Under $the 500

If your tax return is on the lower side of the average, you should not despair. There are still a lot of home repairs and improvements from deep cleaning and sealing of floor tiles to installing new showers that you can get done.

1-    Install Kitchen Backsplashes

A complete kitchen renovation takes time and money which is not possible for the tax refund. But, it doesn’t mean that there is nothing you can do with your kitchen.

A tiled backsplash can completely transform your kitchen space and cost you only a small fraction of the overall kitchen overhaul. The ceramic tiles start at $2 per square foot while the metal and glass tiles are expensive costing around $7 to $20.

2-    Install New Fixtures

Another way to enhance the space without spending a lot of money is by installing new fixtures such as shower, faucets, or changes knobs of the cabinet. The fixtures are small and appear to be unnoticeable, but it is not true. Changing or upgrading fixtures can impact the look and appearance of whole space.

Therefore, if you are bored with your cabinets knobs or your shower is clogged, it is time to change it for good.

3-    Cleaning HVAC System

The heating and cooling system takes the bait of the weather throughout the year. Whether it is cooling of the heat or warming up the cold, the continuous usage, as well as exposure to the external conditions, make it home for dirt, garbage, and bacteria. The dirty or bacteria-laden HVAC systems can affect the quality of air.

As cleaning of air ducts and HVAC unit costs around $300-$500, it can be a good use of your tax refund money.

Tax Return Under $3500

When your tax refund is lower than the national average but is not in the lowest bracket, the options for remodeling projects widen up. Even though the amount is not sufficient for large projects, it can still fulfill many of the functional and aesthetical repairs.

4-    Repaint Interior Rooms

Everyone wants a trendy home, but most of the times, the budget restrictions do not let it happen. But, if you want to upgrade your home both aesthetically and functionally, you should invest your tax refund in interior painting.

If you plan to paint the rooms yourself, you can save the labor cost as well. Check the latest trends and home fashions to select paint colors and finishes for the bedroom, kitchen, bathroom, and lounge. It will not only change the characteristics of the space but will also fix any cracks or chip-offs.

5-    Install New Bathroom Floor 

With high traffic and high moisture, bathroom floors tend to get dirty and broken quickly. The moisture content in the air can cause a slimy layer on the floor and causes sparkling and shine to go away. The humidity can also cause tiles to break, corners to chip off, or grout to wear off.

The $3500 tax refund can help you get a new bathroom tiled floor. Costing an average of $800-$2000, you can choose the right floor material according to your needs.

6-    Cabinets and Countertops

The cabinets and countertops are extensively used things in a kitchen and bathroom. With the passage of time, these countertops and cabinets can lose their glory and may need repair or replacement.

If your countertop is broken and has cracks or if your cabinets are shown sign of aging, you can get them replaced in $3500 budget. Bathroom cabinets cost around $800-$1500 on average.

Tax Return Under $4500

If you fall into the category of national average, you can use refund money in multiple small-sized remodeling projects or one large project. It may still not be enough for big things like installing a new roof or eco-friendly renovation, but it can cover expenses for installation of new ceiling, exterior paint, or installing new kitchen countertops.

7-    Install New Ceiling

If you are bored of looking at blank white ceilings in the room or if your old ceilings are falling apart, the tax money is just in time to get you new ceilings. The average cost of installation of the new ceiling is around $4200. From popcorn ceiling to drywall ceiling, you can get a custom-designed ceiling installed in your home.

However, if you are looking for vaulted ceiling or wooden ceiling, the cost may exceed your budget.

8-    Install New Kitchen Countertop

A concrete or laminate kitchen countertop is well within your budget if your tax refund is around $4500 or above.

So, if your countertop has lost its glory under the moisture and scratches, you can utilize the tax money for countertop replacement.

Conclusion

The tax refund is a reward for your honest and hard-earned money, and this is why it must be invested in the most effective way. Spending tax refund on home improvement can be a great way to improve the quality of life as well as enhance the value of your property.

With the snow gone and spring in the air, it is time to work on the home repair and maintenance projects that you have postponed in the Winters.

Summers are a perfect season and reason to transform your home into your desired space. A home remodeling is everything from being messy, costly, to extremely satisfying if it goes as planned. Whether you want small touch ups of the paint or you want a completely remodeled home, it must be according to the requirements and must enhance your home’s soundness and aesthetics.

Home remodeling not only improves the quality of life, ease and comfort, but it also increases the value of your home, promising a good return on investment. So, it can be a nightmare for homeowners to find out that their new spaces or designs are out of style too quickly.

If you want to avoid that, exploring the latest trends in home redesigning and remodeling can be a great way to start your project.

So, to help you choose the right projects and right designs, we have gathered a list of top 5 home remodeling projects in 2018-2019.

A Home for All Age Groups

Previously, homes were usually designed only for young age groups with a little thought to the accessibility for seniors.

With baby boomers aging, more and more people are choosing to age in place which brings new focus to accessibility and living for all ages. Accessibility remodeling includes widening of hallways and corridors to accommodate wheelchairs, adding a room at the main floor for a senior member of the family, or building a ramp to access the basement.

Even though remodeling for increasing accessibility for all age groups is a costly job, but it offers a high return on investment and can result in higher property value.

Stylish Roof Decks

Previously a feature of apartment buildings, roof decks are now making a strong entry into the residential homes. Used as an alternative to backyard deck or patio, roof decks are becoming a place to enjoy outdoors. In the homes with a good view, roof decks can provide a quiet and calm place to relax on a pleasant evening.

Repairing roof, installing a deck or an attractive yet weather-resistant flooring material, and adding some garden chairs, sofa and umbrella can create a living space out of your terrace. Add a little greenery and plantation to enjoy a refreshing view.

Sustainable Home Remodeling

The debate on climate change and need for sustainable building and residential practices has taken its root in the remodeling as well.

Environmental friendliness will remain one of the hottest trends in 2018 and the coming years. From choosing eco-friendly building materials, installing insulation on walls and roofs, to environmentally safe paints, various projects fall into the category of sustainable remodeling.

With the careful thought of the window placement and openings, homeowners are remodeling spaces to improve airflow that can ensure passive temperature control. Along with this, the home automation systems are also among top trends.

Getting Creative with Basement

If you want to add living space in your home without undergoing through additions or extensions, it is time to utilize the basement space.

In the past, most of the homeowners were only focused on waterproofing the basement. However, now luxury has become a new statement in basement layout, finishing, and décor. From adding a full-fledged kitchen to a converting the basement space into a large home theatre, it is time to utilize the basement in creative and fun ways. If you have an aging parent, you can remodel basement into an independent senior living unit.

While basement remodeling is an expensive project, a good return on investment is assured as the trend is here to stay.

 Bathroom Remodeling

Bathrooms are often overlooked areas of the home with an emphasis only on the functionality.

But, the trend is changed now. In 2018 and coming years, grand and luxury bathrooms with rustic fixtures will remain in style. While installing new bathroom floors and replacing fixtures can help you improve aesthetics, a complete redesign can help you unlock more foot space and better flow.

Take Home?

Whether small or large-scale, residential remodeling is a considerably challenging and costly job. If you are a homeowner looking for remodeling, it is good to pick latest trends and styles to make sure that these remain in-style for a long time, promising you a good return on investment.

The year 2018 is dedicated to luxury remodels. From creative basement spaces to adding a stylish roof deck, homeowners are choosing remodels that can go a long way regarding aesthetics and functionality.

The national average on home improvement spending in the United States is $$39,858 with low-end remodeling and small projects costing up to $3,800 and multiple additions and remodeling reaching up to $138,000. Even a kitchen remodeling project can cost you $22, 125 on average while the additions are $42, 280 on the national average.
One thing is imperative from these statistics that you would need a considerable amount of budget to undertake any home improvements, renovations or remodeling. If you have been raising a home improvement fund all along and have saved up enough amount, you are good to go.
But, if you do not have money saved up and cannot delay the home repairs and renovations any further, you will need to look for financing options for home improvement. Even though there are different financing options available varying from mortgage loans to personal loans, it is a challenging decision for most of the homeowners.
A good home improvement financing option is efficient, have low-interest rate and has easy to understand terms along with great customer care services. The loan should be big enough to accommodate all your requirements and must be flexible enough to have an easy payment schedule.
So, how do you decide which financing loan is the best for you? Find it out here.

1- Personal Loans with No Collateral

This is the simplest type of loan with no collateral. It is usually for small amounts and is only good for small projects in home improvement. Homeowners choose personal loans when they do not have any equity in their home or do not want to risk their property or automobile for the loan. Personal loans are unsecured, and therefore, the loan amount is small, and interest rates are high with the speedy application process.  
Positives

• There is no collateral which your property is not at risk.
• There is no appraisal required.
• The process is quick and simple, and you can get a loan even within 24 hours.

Negatives

• The interest rates are much higher than other equity loans.
• The loan amount is small.
• There can be hidden\n charges in the application process.
• The credit store matters, so only people with strong credit can get them.

2- Refinancing Mortgage

Refinancing is one of the most common options taken by homeowners when it comes to costly home remodeling. As the name indicates, refinancing is a secured loan in which you mortgage your home for more loan amount than outstanding amount on your home.
It allows you to take out cash against the equity of your home. In the situations where interest rates have dropped since you financed your home, refinancing can help you get lower interest rate and APR. If you are paying a flexible interest rate, you can change it to a lower fixed interest rate with refinancing.
For example, your home’s value is one million dollars. The outstanding amount is $4,00,000 which means that you have an equity of $6,00,000. In refinancing, the lender will let you loan an amount of $6,00,000 to pay off the previous loan and have money for the renovations. You will enter into a new financing contract with the lender.
Positives

• A loan for a large amount is available.
• A lower interest rate can be utilized as compared to the first-time financing.
• It has a fixed interest rate.

Negatives

• It is a secured loan which means that you are putting your home at risk for a higher debt than it was before.
• The application process is lengthy and complicated.
• An appraisal is required.

3- Home Equity Loans

The home equity loan is another common type of remodeling loans among homeowners where refinancing does not seem to be a viable option. Home equity loans are taken against the equity, i.e., your share in the home, but unlike refinancing, you only take the loan amount as needed for home renovation and do not pay off the outstanding loan. It does not affect your mortgage contract.
For example, your home is one million, and you have an outstanding loan of $4,00,000 which means that you have an equity of $6,00,000. So, the lender will loan you the specified amount such as $2,00,000 against your home equity.
If you the interest rates have increased since your home mortgage, it is better to choose home equity over refinancing option.
Positives

• It is a faster option than refinancing mortgage.
• The risk is lower than the refinancing option.
• The closing amount is usually lower than the refinancing.
• You can get fixed interest rate.

Negatives

• You can only loan a small amount which means it is only suitable for small projects.
• The interest rates are higher than the refinancing.

4- Home Equity Line of Credit (HELOC)

Even though it is also taken against home equity, HELOC is different than home equity loan. It works like a credit card. The lender approves a loan amount to you with a ceiling, but instead of getting it as a lump sum, you get credit amount which you can withdraw whenever you want. These loans have a withdraw period which can be as long as ten years and a repayment period which can be up to 15 years.
In the withdraw period, you can take out credit and pay small amounts in monthly bills which only have a little portion of capital along with interest. In the repayment period, you pay the large monthly amount to pay for the outstanding capital.
Positives

• You can withdraw as much as you want and whenever you want.
• The loan amount can vary from small to large.
• The monthly payments are small during the draw period.
• It can work for long-term renovation projects with a flexible budget.
• Closing rates are low.

Negatives

• The monthly payment during repayment period can be hefty.
• These are offered at a flexible interest rate, and the lender can increase it significantly.
• Homeowners tend to overspend when they have a flexible credit amount.

5- Credit Card

If you are thinking about a small renovation project, your credit card can work as fine with it as it does with online shopping when you do not have cash. You can withdraw amount for home improvements and pay it at the end of the month in the credit card bill. It is an easy and convenient way in which there is no lengthy application process.
But, you may need to pay much higher interest than other remodeling loans because of a higher interest rate on credit card.
Positives

• It is quick and easy without any long application process.
• You do not need an appraisal.
• You can withdraw anytime.
• You can also get an interest-free loan if your bank is offering an interest-free period.

Negatives

• The loan amount is small.
• The interest rate is anywhere between 16% to 22% APR.

6- Government-Backed Loan Programs

If you are looking for an extremely affordable loan option, you can consider Federal Housing Authorities 203(k) loan.  It is specifically designed for the home improvement and renovation. 
For the homeowners who have property at a good location with strong value but requires major renovations, this can be the most viable option. It is offered against the value of your home after improvement. For example, the current value of your home is $4,00,000, and its value will be half a million after renovation, 203(k) loans will consider its value as half a million.
Positives

• It is a highly subsidized loan option with a low-interest rate.
• You do not need a good credit score to secure the loan.
• It can provide a large amount of loan as it considers after improvement value.
• You do not need to have equity.

Negatives

• The application process is lengthy and complicated.
• Contractors and investors cannot qualify for this loan.
• You will need to strictly follow building codes regulation to ensure your renovation and additions are as per codes.

Conclusion
While there are various home improvement financing options with different pros and cons, you should consider your own home improvement goals to choose the right one.
Home improvements or remodeling are costly services. Therefore, these improvements must add value to your property, promising a return on investment. It is not likely that you can secure 100% of the investment of a home improvement project unless it is an eco-friendly remodeling. However, you must try to maximize your return.

After carefully considering project goals and ROI, you should check the interest rate, loan amount and flexibility of repayment to choose the best refinancing option.

Colors are part of everything. Everything that we come across has a specific color.

But do you know that these colors affect us?

The colors affect us significantly, changing our moods, fostering feelings, and evoking emotions in us. So, when you are undertaking a home remodeling and repainting project and thinking what color should the walls be, you should not just consider cost and durability, but must also think in terms of color psychology, effects, and what is in.

The paint color and texture completely alters the space and renders unique characteristics to it. It affects the richness of the color, lighting, and healthiness of environment. For example, hospital walls are often painted white with green utilities. Why? Because white gives a spacious and pristine feeling while the green indicates hygiene and cleanliness

Whether you want to do it yourself or want to hire a remodeling contractor to do the job, you should research it through to make the right choice, otherwise you will not only be facing losses, but may need remodeling sooner than you expected. Also, some of the paints and textures are difficult and can only be handled by professional painters.

So, here are tips to make your paint choices on the spot and according to your requirements.

1. Do your own homework

Before you move on to your quest in the market, it is important to spare some time and research for the latest trends online or in home improvement magazines.

The magazines publish the latest trends in home residential spaces including the top color choices, preferred textures, and seasonal updates along with professional advices for homeowners. You will find out the latest happenings and will be able to decide a trendy look for your room, kitchen or the bathroom.

Whether it is a complete renovation including replacement of fixture or just repainting of space, you will get the latest ideas.

2. Integrate Lighting Plan in Your Design

The lighting in the room is one of the most important factors in color selection. The lighting alters the color, and the same color appears different in different types of lighting. If space has
ample daylight, then the colors will show in their truest sense. The fluorescent lights change the color with a strong hint of blue while the incandescent lights cast warm and yellow tones.
Based on this, a strong color may not be fit adjacent to large windows or in the areas where you want to have a soft ambiance like the drawing room.

3. Think About the Ambiance

Ambiance and colors go hand in hand. When you are choosing the paint, think about the kind of ambiance you aspire to have in the room. Whether you want a soft and soothing bedroom or you want to have an intimate feeling. Do you want your drawing to be warm and sociable or cool and calm? Or should your kitchen be filled with intimate family bonding or it should have a feeling of quiet and calmness?
If you are picking a paint for your kid’s room, you should consider the age and interests of the kids in your selection.
You can ask to help you in color selection as the soft and neutral colors have a warm feeling while the strong and rich colors have a dramatic impact.

4. Consider Paint Finishes and Textures Along with Painting Experts

We are living in 2018, and the paint means much more than a simple colored layer on the wall. The paint textures are a perfect way to add variety and depth to your paint choices. There are different textures available, and your contractor can show you samples of different paint colors with textures. If you want to play a little adventurous and interesting, then the different paint finishes including matt, reflective, and glossy are the options to consider.

Finally, when you have selected a paint color, then ask your contractor to start small. Only paint a small surface of the room to show you how it looks, and you can give him go ahead when you are satisfied with your selections.

You should avoid doing DIY painting as it can ruin the walls and floors, costing you more than the professionals

5. Balance the Space

Whether you want to create vibrant and shouting spaces or calm and quiet spaces, finding the balance is necessary to avoid chaos. If you choose to include too many details in your room or any other space, it may strike as confusing and messy. If you choose to leave too many details, the space may look bland and boring.

Therefore, it is important to look for the right kind of balance.